
Fortify: Building the future of fraud prevention
Fraud and risk management have always been data-driven. Banks have used data to make credit decisions since the 1950s. But in today’s fully digital world, the amount of data has exploded. Payments companies, banks, and fintechs are collecting more information than ever – and yet most still struggle to turn that data into confident decisions.
The systems they rely on to fight fraud are reaching their limits. They were designed for a different era – when there was less data but also when fraud was human. Today, fraudsters are using AI to probe defences, mimic behaviour, and scale attacks faster than any legacy system can handle.
Banks are drowning in data but starving for insight
Onboarding systems, transaction logs, and case management tools generate vast amounts of information, but too often it’s fragmented and hard to interpret. The same data can tell two very different stories – and without deep expertise in fraud, payments, and data science, teams risk drawing the wrong conclusions.
The challenges are clear:
- A talent bottleneck. Building and managing a successful fraud system takes years of specialist knowledge – skills that are like gold dust inside banks.
- An engineering gap. Even when fraud leaders know what needs to be built, they rarely have the engineering support to make it happen.
- Technology that stops short. Too many tools surface problems without solving them, leaving teams stuck in manual workarounds.
A once-in-a-generation opportunity
For the first time, the technology has caught up with the problem. Advances in AI, real-time data infrastructure, and cloud platforms mean we can build systems that don’t just analyse risk, but act on it as it happens. This is a once-in-a-generation chance to fix what’s broken.
What we’re building
At Fortify, we’re building a system of action – one that works alongside the fraud technology teams already use but delivers far greater impact.
Our philosophy is simple:
- Minimal integration burden. We make your existing tools and data perform better, without long implementation cycles or scarce engineering time.
- Insight and education, built in. We don’t just surface data – we interpret it, explain it, and guide teams with just-in-time learning so they improve with every decision.
- Designed around real workflows. From writing effective rules to preparing audit evidence and navigating regulatory reviews, we build technology that supports the real jobs fraud and risk teams do every day – because we’ve done this work ourselves and know what it takes.
Fortify is here to move fraud prevention beyond alerts and into action – giving teams the clarity, confidence, and control they need to stay ahead of fraud.